Can my bank app cancel a subscription?

Some can block future card payments to a company, such as Barclays for 13 months, and NatWest links you to the company to cancel. Blocking is not the same as cancelling, so cancel with the company too, or you may still owe it under its terms.

Why does my bank app not show my App Store subscriptions?

Your bank sees one payment to Apple or Google, not the apps behind it. The list of those subscriptions is in your phone's settings: on iPhone, Settings, your name, Subscriptions; on Android, Google Play, Payments and subscriptions.

Do I need a subscription tracker if my bank shows subscriptions?

Not always. If you have one bank, few subscriptions and no free trials or yearly plans, your bank app may be enough. A tracker helps when you pay from several cards, use App Store or PayPal, or want a warning before a trial or yearly plan charges.

Does your bank app show your subscriptions?

Many bank apps now list recurring card payments, and some let you block them. That is useful, and free. It also leaves gaps: a bank only sees money that has already left your account, one account at a time.

Updated 14 November 2026

What some UK bank apps show

Here is what three big UK banks offer, from their own help pages. Others have similar tools, and they change often, so check your bank's help pages for what yours shows today.

Barclays lists recurring card payments under Pay & transfer, then Scheduled payments, and lets you block future payments to a company for 13 months. Barclays still tells you to cancel the agreement with the company.
NatWest shows debit card subscriptions from a set list of companies under Payments, Regular payments, Subscriptions, covering about the last 12 months. Its Cancel button sends you to the company's own site or app where it can.
Monzo's terms say you can cancel a recurring card payment by contacting the company or Monzo, and that freezing or replacing your card does not count as cancelling it.

What a bank app cannot see

A free trial that has not charged yet. The first time your bank hears of it is the first payment.
A yearly renewal until the day it charges. A list of the last 12 months may show it once, with nothing to say it is due again.
What is behind an App Store, Google Play or PayPal line. Your bank sees Apple, Google or PayPal, not the app or service you pay through them.
Your other cards and accounts. Each bank only shows its own, so a subscription on a credit card or a partner's account sits somewhere else.

How to stop a recurring card payment

Cancel with the company first: in its app or website, or for App Store and Google Play subscriptions in your phone's subscription settings.
If the payments carry on, tell your bank to stop them. Citizens Advice explains that you can withdraw your permission for a recurring card payment up to the end of the business day before it is due.
Keep the cancellation email. If you are charged again, it is your proof when you ask for a refund.

Cancel App Store, Google Play and PayPal subscriptions

Where receipts fill the gaps

Receipts arrive before and after a charge, and they name the service, plan and price. A trial confirmation says when it will start charging, and a yearly plan's renewal notice comes weeks before the money goes. App Store and Google Play receipts name the app.

Subscriptrack builds your list from those receipts, across every card and account you pay with, and emails you before each renewal and trial end. It never connects to your bank and never asks for your bank login. Use it alongside your bank app, not instead of it: your bank is still the place to block a payment.

Is Subscriptrack safe? What it can and cannot do

Sharing your bank login

Be careful with any app that asks for your bank password. Open Banking Limited says you will never be asked to give your bank login details or password to anyone other than your own bank: regulated Open Banking apps send you to your bank to approve access instead. Subscriptrack needs neither, because it works from receipts.

See everything you pay for

Connect your email and Subscriptrack builds one list of your subscriptions, with renewal reminders and no bank login.

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Questions

Can my bank app cancel a subscription?: Some can block future card payments to a company, such as Barclays for 13 months, and NatWest links you to the company to cancel. Blocking is not the same as cancelling, so cancel with the company too, or you may still owe it under its terms.
Why does my bank app not show my App Store subscriptions?: Your bank sees one payment to Apple or Google, not the apps behind it. The list of those subscriptions is in your phone's settings: on iPhone, Settings, your name, Subscriptions; on Android, Google Play, Payments and subscriptions.
Do I need a subscription tracker if my bank shows subscriptions?: Not always. If you have one bank, few subscriptions and no free trials or yearly plans, your bank app may be enough. A tracker helps when you pay from several cards, use App Store or PayPal, or want a warning before a trial or yearly plan charges.